Bringing stability home: what Canada can learn from U.S. housing policies

Adopting a 30-year fixed mortgage would provide much-needed stability for Canadians in the quest for homeownership.

Without effective action, housing affordability will worsen, putting homeownership further out of reach for ordinary Canadians, writes John Hutchinson. Pexels photograph by Thirdman

Opinion

BY JOHN HUTCHINSON

January 29, 2025

Canada’s housing market has become a source of financial strain for millions of Canadians. Rising prices, limited housing supply, and unaffordable mortgages have left many wondering if homeownership dreams are slipping out of reach. While no single policy will solve Canada...

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